The calculator is a simulation and some roundings may cause different results in practice. We use rates valid on 22/09/23 (DI of 12.65%) and consider 1 month with 21 business days without moving the money until the 30th day. Source: Banco Central do Brasil.
Modo N is your way to make it worth it
On Spaces
CDI percentage on the next month
You receive on Day 1
You get on the 1st month
Total on Spaces in 1 Month
R$ 0,00
Quanto seu dinheiro renderia em outros lugares?
The calculator is a simulation and some roundings may cause different results in practice. We use rates valid on 22/09/23 (DI of 12.65%) and consider 1 month with 21 business days without moving the money until the 30th day. Source: Banco Central do Brasil.
You already spend money daily. Now it helps you save more.
Shopping, ordering food or a car... Modo N is your way to make it worth it. You live your daily life and make your money on Spaces yield more. For each R$100 paid on the credit card bill, you get +1% of the CDI on Spaces. Simulate it in our calculator below.
How does it work?
You spend on your card
For every R$100 on credit, you get +1% of the CDI. A great reason for using your N26 Card for everything.
Pay the bill
We calculate the paid value within the month for the Modo N on the following month.
Spaces with Modo N
During the following month, your Spaces will yield more than the 100% of the CDI, up to 200%
Up to R$10.000
The percentage of Modo N is valid for R$10.000 on Spaces. Above that value, it keeps yielding 100% of the CDI.
For every credit card
This is a benefit of your N26 credit card, whether physical or virtual ones.