A lot of people who love to buy now and pay later wonder why anyone would do that. If you are one of them, know that there are several advantages to paying in advance - and knowing it helps you understand the ideal time to do so.
In addition to the quotas, paying the entire invoice in advance can also be a smart planning feature. Consider doing this when you need to make an expensive purchase. By paying your bill earlier than planned, you immediately make room on your credit limit to buy whatever you want.
And the same Modo N logic used in the anticipation of quotas also applies here. If you anticipate the invoice, each R$ 100 paid for it will add up to 1% of the CDI income in Spaces in the immediately following month.
It is only worth remembering that the N26 Card allows you to pay the current invoice in advance, but this will not affect the due dates or payment of subsequent invoices. For that, you need to change them.
When entering the cards menu within your N26 app, go to "View invoice details" and press the pencil that appears next to the due date of the opened invoice. With this, it will be possible to choose between six different dates and see how the payments of the next months will look like.
An alert will appear asking if you really want to proceed with the change. This is important, because the date can only be changed again after four months. So pay close attention to this.
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